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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,641 | $102,429-36.9% | $147,096-56.1% | $80,925-20.1% |
| Participation rate | 61.2% | 75.9%-14.7pp | 82.2%-21.0pp | 67.7%-6.5pp |
| Annual return | 13.41% | 135.02%-121.6pp | 419.75%-406.3pp | 35.65%-22.2pp |
| Employer contribution / active EE | $2,648 | $3,716-28.7% | $4,936-46.4% | $2,756-3.9% |
| Participant deferral / active EE | $6,783 | $6,649+2.0% | $8,071-16.0% | $4,299+57.8% |
| Admin fee / account holder | $3,294 | $7,957-58.6% | $13,005-74.7% | $6,940-52.5% |