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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,713 | $49,976-92.6% | $66,674-94.4% | $82,637-95.5% |
| Participation rate | 81.4% | 63.1%+18.3pp | 73.7%+7.7pp | 68.1%+13.3pp |
| Annual return | 41.13% | 39.09%+2.0pp | 321.24%-280.1pp | 53.51%-12.4pp |
| Employer contribution / active EE | $288 | $1,988-85.5% | $2,620-89.0% | $2,552-88.7% |
| Participant deferral / active EE | $1,818 | $2,847-36.1% | $4,084-55.5% | $4,126-55.9% |
| Admin fee / account holder | $826 | $4,594-82.0% | $5,098-83.8% | $7,339-88.7% |