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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,465 | $58,627-83.9% | $76,735-87.7% | $82,448-88.5% |
| Participation rate | 69.2% | 63.2%+6.0pp | 69.5%-0.3pp | 68.1%+1.2pp |
| Annual return | 19.26% | 39.10%-19.8pp | 29.77%-10.5pp | 41.64%-22.4pp |
| Employer contribution / active EE | $770 | $1,729-55.5% | $2,454-68.6% | $2,551-69.8% |
| Participant deferral / active EE | $2,671 | $3,134-14.8% | $4,088-34.7% | $4,139-35.5% |
| Admin fee / account holder | $1,629 | $5,323-69.4% | $7,189-77.3% | $7,234-77.5% |