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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,271 | $178,174-52.1% | $156,181-45.4% | $137,256-37.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 24.40% | 84.19%-59.8pp | 64.87%-40.5pp | 220.34%-195.9pp |
| Employer contribution / active EE | $5,139 | $4,972+3.4% | $4,294+19.7% | $4,156+23.6% |
| Participant deferral / active EE | $11,600 | $6,888+68.4% | $6,132+89.2% | $6,407+81.1% |
| Admin fee / account holder | $1,452 | $17,404-91.7% | $14,586-90.0% | $12,270-88.2% |