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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,356 | $185,312-77.7% | $161,489-74.4% | $154,746-73.3% |
| Participation rate | 61.5% | 82.5%-20.9pp | 78.7%-17.2pp | 80.7%-19.2pp |
| Annual return | 21.24% | 103.84%-82.6pp | 89.72%-68.5pp | 172.34%-151.1pp |
| Employer contribution / active EE | $2,852 | $4,769-40.2% | $4,268-33.2% | $4,379-34.9% |
| Participant deferral / active EE | $4,675 | $6,350-26.4% | $5,630-17.0% | $6,730-30.5% |
| Admin fee / account holder | $125 | $18,654-99.3% | $16,006-99.2% | $14,365-99.1% |