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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,606 | $25,014-33.6% | $69,632-76.2% | $80,959-79.5% |
| Participation rate | 100.0% | 64.2%+35.8pp | 66.4%+33.6pp | 67.7%+32.3pp |
| Annual return | 20.04% | 19.08%+1.0pp | 101.32%-81.3pp | 35.67%-15.6pp |
| Employer contribution / active EE | $6,434 | $991+549.0% | $1,708+276.6% | $2,757+133.3% |
| Participant deferral / active EE | $1,539 | $1,840-16.3% | $2,889-46.7% | $4,300-64.2% |
| Admin fee / account holder | $559 | $2,491-77.6% | $4,695-88.1% | $6,925-91.9% |