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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,606 | $25,014-33.6% | $69,701-76.2% | $80,874-79.5% |
| Participation rate | 100.0% | 64.2%+35.8pp | 66.4%+33.6pp | 67.6%+32.4pp |
| Annual return | 20.04% | 19.07%+1.0pp | 100.32%-80.3pp | 35.62%-15.6pp |
| Employer contribution / active EE | $6,434 | $993+547.9% | $1,713+275.5% | $2,756+133.5% |
| Participant deferral / active EE | $1,539 | $1,839-16.3% | $2,887-46.7% | $4,297-64.2% |
| Admin fee / account holder | $559 | $2,488-77.5% | $4,717-88.1% | $6,935-91.9% |