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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC3 years Filed as: MMA SECURITIES, LLC Service code 15 · EIN 22-3570392 | Recordkeeping | $13,281 |
ADP BROKER-DEALER4+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,886 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,160 | $55,470-60.1% | $155,556-85.8% | $74,478-70.2% |
| Participation rate | 83.5% | 61.9%+21.6pp | 78.2%+5.2pp | 67.2%+16.2pp |
| Annual return | 10.49% | 269.80%-259.3pp | 64.84%-54.3pp | 1370.56%-1360.1pp |
| Employer contribution / active EE | $12 | $2,267-99.5% | $4,675-99.8% | $2,626-99.6% |
| Participant deferral / active EE | $2,645 | $2,838-6.8% | $5,631-53.0% | $4,350-39.2% |
| Admin fee / account holder | $120 | $1,744-93.1% | $15,885-99.2% | $1,946-93.8% |