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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,809 | $29,319-5.2% | $52,425-47.0% | $82,448-66.3% |
| Participation rate | 17.5% | 46.9%-29.4pp | 55.6%-38.1pp | 68.1%-50.6pp |
| Annual return | 82.25% | 535.20%-453.0pp | 302.12%-219.9pp | 41.64%+40.6pp |
| Employer contribution / active EE | $616 | $586+5.1% | $914-32.6% | $2,551-75.8% |
| Participant deferral / active EE | $873 | $1,171-25.5% | $1,790-51.2% | $4,139-78.9% |
| Admin fee / account holder | $9,835 | $1,962+401.2% | $2,495+294.2% | $7,234+35.9% |