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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,824 | $201,344-11.2% | $184,243-2.9% | $145,877+22.6% |
| Participation rate | 69.2% | 87.5%-18.3pp | 86.8%-17.6pp | 80.3%-11.1pp |
| Annual return | 103.98% | 29.01%+75.0pp | 28.82%+75.2pp | 551.28%-447.3pp |
| Employer contribution / active EE | $17,308 | $7,022+146.5% | $6,427+169.3% | $4,663+271.2% |
| Participant deferral / active EE | $6,548 | $9,807-33.2% | $9,132-28.3% | $6,691-2.1% |
| Admin fee / account holder | $5,343 | $16,382-67.4% | $13,914-61.6% | $13,402-60.1% |