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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,029 | $78,520+9.6% | $96,576-10.9% | $82,448+4.3% |
| Participation rate | 68.6% | 77.7%-9.1pp | 81.4%-12.8pp | 68.1%+0.6pp |
| Annual return | 17.93% | 41.30%-23.4pp | 38.47%-20.5pp | 41.64%-23.7pp |
| Employer contribution / active EE | $2,198 | $2,630-16.4% | $3,553-38.1% | $2,551-13.8% |
| Participant deferral / active EE | $6,324 | $6,754-6.4% | $7,956-20.5% | $4,139+52.8% |
| Admin fee / account holder | $3,212 | $13,455-76.1% | $11,381-71.8% | $7,234-55.6% |