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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,793 | $100,194-23.4% | $122,979-37.6% | $86,983-11.7% |
| Participation rate | 68.7% | 73.0%-4.3pp | 77.2%-8.5pp | 69.5%-0.9pp |
| Annual return | 14.12% | 16.47%-2.4pp | 20.12%-6.0pp | 25.83%-11.7pp |
| Employer contribution / active EE | $1,336 | $2,326-42.5% | $3,062-56.4% | $2,584-48.3% |
| Participant deferral / active EE | $3,909 | $4,133-5.4% | $5,003-21.9% | $4,194-6.8% |
| Admin fee / account holder | $15,026 | $10,148+48.1% | $12,864+16.8% | $7,856+91.3% |