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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,156 | $227,399-92.5% | $189,758-91.0% | $198,609-91.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 19.90% | 61.03%-41.1pp | 52.62%-32.7pp | 202.70%-182.8pp |
| Employer contribution / active EE | $4,319 | $5,526-21.8% | $4,767-9.4% | $5,055-14.6% |
| Participant deferral / active EE | $6,506 | $6,837-4.8% | $5,856+11.1% | $6,977-6.7% |
| Admin fee / account holder | $5,094 | $25,162-79.8% | $20,388-75.0% | $19,030-73.2% |