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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,545 | $211,224-90.7% | $178,505-89.1% | $145,897-86.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 153.08% | 30.28%+122.8pp | 27.16%+125.9pp | 552.29%-399.2pp |
| Employer contribution / active EE | $5,581 | $4,577+21.9% | $3,955+41.1% | $4,663+19.7% |
| Participant deferral / active EE | $12,115 | $6,966+73.9% | $6,280+92.9% | $6,689+81.1% |
| Admin fee / account holder | $304 | $12,109-97.5% | $10,428-97.1% | $13,390-97.7% |