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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,642 | $172,111-96.7% | $150,298-96.2% | $137,256-95.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 25.83% | 69.37%-43.5pp | 62.79%-37.0pp | 220.34%-194.5pp |
| Employer contribution / active EE | $2,590 | $4,636-44.1% | $4,154-37.6% | $4,156-37.7% |
| Participant deferral / active EE | $3,652 | $6,166-40.8% | $5,453-33.0% | $6,407-43.0% |
| Admin fee / account holder | $2,611 | $16,471-84.1% | $14,116-81.5% | $12,270-78.7% |