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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,642 | $227,399-97.5% | $189,758-97.0% | $198,609-97.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 25.83% | 61.03%-35.2pp | 52.62%-26.8pp | 202.70%-176.9pp |
| Employer contribution / active EE | $2,590 | $5,526-53.1% | $4,767-45.7% | $5,055-48.8% |
| Participant deferral / active EE | $3,652 | $6,837-46.6% | $5,856-37.6% | $6,977-47.7% |
| Admin fee / account holder | $2,611 | $25,162-89.6% | $20,388-87.2% | $19,030-86.3% |