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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,198 | $115,225-92.9% | $100,712-91.9% | $138,895-94.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 64.67% | 40.35%+24.3pp | 33.27%+31.4pp | 145.39%-80.7pp |
| Employer contribution / active EE | $1,198 | $2,771-56.8% | $2,313-48.2% | $4,194-71.4% |
| Participant deferral / active EE | $5,299 | $4,699+12.8% | $4,085+29.7% | $6,396-17.2% |
| Admin fee / account holder | $5,961 | $10,844-45.0% | $9,256-35.6% | $12,562-52.6% |