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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,198 | $123,155-93.3% | $108,753-92.5% | $155,188-94.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 64.67% | 44.73%+19.9pp | 37.47%+27.2pp | 148.84%-84.2pp |
| Employer contribution / active EE | $1,198 | $2,811-57.4% | $2,427-50.6% | $4,248-71.8% |
| Participant deferral / active EE | $5,299 | $4,623+14.6% | $4,115+28.8% | $6,531-18.9% |
| Admin fee / account holder | $5,961 | $12,126-50.8% | $10,320-42.2% | $14,480-58.8% |