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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,229 | $109,967-66.1% | $97,197-61.7% | $145,877-74.5% |
| Participation rate | 84.6% | 76.0%+8.7pp | 72.7%+11.9pp | 80.3%+4.3pp |
| Annual return | 19.10% | 244.27%-225.2pp | 75.47%-56.4pp | 551.28%-532.2pp |
| Employer contribution / active EE | $11,181 | $3,077+263.4% | $2,723+310.6% | $4,663+139.8% |
| Participant deferral / active EE | $1,929 | $4,676-58.8% | $4,263-54.8% | $6,691-71.2% |
| Admin fee / account holder | $759 | $6,199-87.8% | $5,637-86.5% | $13,402-94.3% |