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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,781 | $101,778-14.7% | $164,975-47.4% | $80,925+7.2% |
| Participation rate | 95.7% | 71.8%+23.9pp | 78.6%+17.1pp | 67.7%+28.1pp |
| Annual return | 23.89% | 16.73%+7.2pp | 70.12%-46.2pp | 35.65%-11.8pp |
| Employer contribution / active EE | $7,998 | $2,954+170.8% | $4,343+84.2% | $2,756+190.2% |
| Participant deferral / active EE | $20,845 | $4,477+365.6% | $6,033+245.5% | $4,299+384.9% |
| Admin fee / account holder | $1,444 | $8,221-82.4% | $12,688-88.6% | $6,940-79.2% |