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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,778 | $108,825+7.3% | $156,181-25.2% | $82,448+41.6% |
| Participation rate | 96.6% | 72.4%+24.2pp | 78.8%+17.7pp | 68.1%+28.5pp |
| Annual return | 29.70% | 20.59%+9.1pp | 64.87%-35.2pp | 41.64%-11.9pp |
| Employer contribution / active EE | $9,034 | $2,870+214.8% | $4,294+110.4% | $2,551+254.2% |
| Participant deferral / active EE | $22,212 | $4,577+385.3% | $6,132+262.2% | $4,139+436.6% |
| Admin fee / account holder | $3,354 | $9,341-64.1% | $14,586-77.0% | $7,234-53.6% |