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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,993 | $111,787-25.8% | $93,681-11.4% | $145,978-43.1% |
| Participation rate | 59.1% | 74.2%-15.1pp | 68.7%-9.6pp | 80.3%-21.2pp |
| Annual return | 11.13% | 203.52%-192.4pp | 133.47%-122.3pp | 550.52%-539.4pp |
| Employer contribution / active EE | $1,111 | $3,093-64.1% | $2,422-54.1% | $4,662-76.2% |
| Participant deferral / active EE | $3,979 | $4,918-19.1% | $4,415-9.9% | $6,690-40.5% |
| Admin fee / account holder | $1,115 | $10,256-89.1% | $8,290-86.6% | $13,400-91.7% |