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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,881 | $183,592-81.5% | $155,574-78.2% | $145,877-76.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.22% | 61.37%-47.2pp | 64.87%-50.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $1,593 | $5,317-70.0% | $4,676-65.9% | $4,663-65.8% |
| Participant deferral / active EE | $3,784 | $6,466-41.5% | $5,629-32.8% | $6,691-43.4% |
| Admin fee / account holder | $3,009 | $19,316-84.4% | $15,914-81.1% | $13,402-77.5% |