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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,510 | $77,814-92.9% | $158,223-96.5% | $86,983-93.7% |
| Participation rate | 100.0% | 68.4%+31.6pp | 79.2%+20.8pp | 69.5%+30.5pp |
| Annual return | 15.20% | 30.54%-15.3pp | 52.09%-36.9pp | 25.83%-10.6pp |
| Employer contribution / active EE | $381 | $2,592-85.3% | $4,109-90.7% | $2,584-85.3% |
| Participant deferral / active EE | $1,702 | $3,270-47.9% | $5,467-68.9% | $4,194-59.4% |
| Admin fee / account holder | $344 | $5,879-94.2% | $16,047-97.9% | $7,856-95.6% |