Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,818 | $94,031+25.3% | $115,768+1.8% | $82,448+42.9% |
| Participation rate | 66.7% | 70.4%-3.8pp | 74.4%-7.7pp | 68.1%-1.4pp |
| Annual return | 21.02% | 20.61%+0.4pp | 100.46%-79.4pp | 41.64%-20.6pp |
| Employer contribution / active EE | $2,608 | $2,323+12.2% | $2,940-11.3% | $2,551+2.2% |
| Participant deferral / active EE | $6,262 | $3,972+57.7% | $4,917+27.4% | $4,139+51.3% |
| Admin fee / account holder | $4,362 | $10,249-57.4% | $12,439-64.9% | $7,234-39.7% |