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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,736 | $174,379-90.4% | $152,093-89.0% | $138,895-88.0% |
| Participation rate | 81.8% | 81.6%+0.2pp | 77.8%+4.1pp | 79.9%+1.9pp |
| Annual return | 18.99% | 74.86%-55.9pp | 66.36%-47.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $1,153 | $4,652-75.2% | $4,175-72.4% | $4,194-72.5% |
| Participant deferral / active EE | $3,495 | $6,159-43.2% | $5,451-35.9% | $6,396-45.4% |
| Admin fee / account holder | $602 | $16,880-96.4% | $14,497-95.8% | $12,562-95.2% |