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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,657 | $185,312-93.7% | $161,489-92.8% | $154,746-92.5% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.7%+15.4pp | 80.7%+13.4pp |
| Annual return | 26.36% | 103.84%-77.5pp | 89.72%-63.4pp | 172.34%-146.0pp |
| Employer contribution / active EE | $2,063 | $4,769-56.7% | $4,268-51.7% | $4,379-52.9% |
| Participant deferral / active EE | $2,788 | $6,350-56.1% | $5,630-50.5% | $6,730-58.6% |
| Admin fee / account holder | $644 | $18,654-96.5% | $16,006-96.0% | $14,365-95.5% |