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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,348 | $183,539-92.2% | $155,556-90.8% | $145,897-90.2% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 29.75% | 61.31%-31.6pp | 64.84%-35.1pp | 552.29%-522.5pp |
| Employer contribution / active EE | $1,749 | $5,315-67.1% | $4,675-62.6% | $4,663-62.5% |
| Participant deferral / active EE | $3,419 | $6,467-47.1% | $5,631-39.3% | $6,689-48.9% |
| Admin fee / account holder | $2,735 | $19,275-85.8% | $15,885-82.8% | $13,390-79.6% |