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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,203 | $142,354-24.7% | $125,529-14.6% | $155,188-30.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 15.78% | 306.06%-290.3pp | 202.56%-186.8pp | 148.84%-133.1pp |
| Employer contribution / active EE | $7,141 | $3,501+104.0% | $3,058+133.6% | $4,248+68.1% |
| Participant deferral / active EE | $16,242 | $5,491+195.8% | $4,813+237.5% | $6,531+148.7% |
| Admin fee / account holder | $1,224 | $19,392-93.7% | $16,298-92.5% | $14,480-91.5% |