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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,132 | $184,014+30.0% | $161,149+48.4% | $138,895+72.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.88% | 21.52%-6.6pp | 21.16%-6.3pp | 145.39%-130.5pp |
| Employer contribution / active EE | $5,875 | $5,055+16.2% | $4,360+34.7% | $4,194+40.1% |
| Participant deferral / active EE | $17,255 | $6,909+149.7% | $6,153+180.4% | $6,396+169.8% |
| Admin fee / account holder | $2,577 | $18,027-85.7% | $15,194-83.0% | $12,562-79.5% |