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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,874 | $29,319-35.6% | $52,425-64.0% | $82,448-77.1% |
| Participation rate | 68.0% | 46.9%+21.1pp | 55.6%+12.4pp | 68.1%-0.1pp |
| Annual return | 23.70% | 535.20%-511.5pp | 302.12%-278.4pp | 41.64%-17.9pp |
| Employer contribution / active EE | $3,227 | $586+450.2% | $914+253.0% | $2,551+26.5% |
| Participant deferral / active EE | $953 | $1,171-18.7% | $1,790-46.8% | $4,139-77.0% |
| Admin fee / account holder | $1,163 | $1,962-40.7% | $2,495-53.4% | $7,234-83.9% |