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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,457 | $71,208-76.9% | $93,681-82.4% | $80,911-79.7% |
| Participation rate | 71.4% | 60.4%+11.0pp | 68.7%+2.7pp | 67.6%+3.8pp |
| Annual return | 14.60% | 11.27%+3.3pp | 133.47%-118.9pp | 35.63%-21.0pp |
| Employer contribution / active EE | $3,568 | $1,564+128.1% | $2,422+47.3% | $2,756+29.5% |
| Participant deferral / active EE | $2,796 | $4,035-30.7% | $4,415-36.7% | $4,297-34.9% |
| Admin fee / account holder | $2,783 | $6,951-60.0% | $8,290-66.4% | $6,935-59.9% |