Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,054 | $16,790-75.9% | $64,489-93.7% | $67,986-94.0% |
| Participation rate | 40.0% | 62.4%-22.4pp | 67.7%-27.7pp | 57.2%-17.2pp |
| Annual return | 19.64% | 30.55%-10.9pp | 55.03%-35.4pp | 31.67%-12.0pp |
| Employer contribution / active EE | $285 | $648-55.9% | $1,523-81.3% | $2,019-85.9% |
| Participant deferral / active EE | $723 | $1,510-52.1% | $2,778-74.0% | $3,358-78.5% |
| Admin fee / account holder | $568 | $1,690-66.4% | $4,260-86.7% | $3,203-82.3% |