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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,049 | $106,864-76.6% | $147,318-83.0% | $82,637-69.7% |
| Participation rate | 93.8% | 75.5%+18.2pp | 82.1%+11.7pp | 68.1%+25.7pp |
| Annual return | 23.17% | 27.49%-4.3pp | 70.43%-47.3pp | 53.51%-30.3pp |
| Employer contribution / active EE | $3,518 | $3,417+3.0% | $4,593-23.4% | $2,552+37.9% |
| Participant deferral / active EE | $5,147 | $6,496-20.8% | $7,906-34.9% | $4,126+24.7% |
| Admin fee / account holder | $2,952 | $8,415-64.9% | $13,708-78.5% | $7,339-59.8% |