Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,966 | $77,569-74.3% | $115,599-82.7% | $64,097-68.9% |
| Participation rate | 44.4% | 60.7%-16.2pp | 74.3%-29.8pp | 55.2%-10.7pp |
| Annual return | 24.03% | 18.52%+5.5pp | 111.10%-87.1pp | 34.64%-10.6pp |
| Employer contribution / active EE | $786 | $1,915-58.9% | $2,955-73.4% | $1,891-58.4% |
| Participant deferral / active EE | $1,712 | $3,327-48.6% | $4,889-65.0% | $3,080-44.4% |
| Admin fee / account holder | $1,106 | $4,470-75.3% | $12,841-91.4% | $3,454-68.0% |