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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,210 | $25,014-91.2% | $69,632-96.8% | $80,959-97.3% |
| Participation rate | 80.3% | 64.2%+16.1pp | 66.4%+13.9pp | 67.7%+12.6pp |
| Annual return | 18.55% | 19.08%-0.5pp | 101.32%-82.8pp | 35.67%-17.1pp |
| Employer contribution / active EE | $249 | $991-74.9% | $1,708-85.4% | $2,757-91.0% |
| Participant deferral / active EE | $1,383 | $1,840-24.8% | $2,889-52.1% | $4,300-67.8% |
| Admin fee / account holder | $1,145 | $2,491-54.0% | $4,695-75.6% | $6,925-83.5% |