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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,103 | $156,398-90.3% | $147,318-89.7% | $138,895-89.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 26.47% | 78.75%-52.3pp | 70.43%-44.0pp | 145.39%-118.9pp |
| Employer contribution / active EE | $2,280 | $4,853-53.0% | $4,593-50.4% | $4,194-45.6% |
| Participant deferral / active EE | $10,015 | $8,237+21.6% | $7,906+26.7% | $6,396+56.6% |
| Admin fee / account holder | $1,476 | $14,976-90.1% | $13,708-89.2% | $12,562-88.3% |