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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,535 | $142,354-39.2% | $125,529-31.1% | $155,188-44.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 7.33% | 306.06%-298.7pp | 202.56%-195.2pp | 148.84%-141.5pp |
| Employer contribution / active EE | $1,225 | $3,501-65.0% | $3,058-59.9% | $4,248-71.2% |
| Participant deferral / active EE | $202 | $5,491-96.3% | $4,813-95.8% | $6,531-96.9% |
| Admin fee / account holder | $79,932 | $19,392+312.2% | $16,298+390.4% | $14,480+452.0% |