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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,166 | $181,062-95.5% | $158,223-94.8% | $155,188-94.7% |
| Participation rate | 82.4% | 82.7%-0.3pp | 79.2%+3.2pp | 80.8%+1.5pp |
| Annual return | 18.69% | 57.39%-38.7pp | 52.09%-33.4pp | 148.84%-130.1pp |
| Employer contribution / active EE | $2,186 | $4,565-52.1% | $4,109-46.8% | $4,248-48.5% |
| Participant deferral / active EE | $2,735 | $6,134-55.4% | $5,467-50.0% | $6,531-58.1% |
| Admin fee / account holder | $1,154 | $18,825-93.9% | $16,047-92.8% | $14,480-92.0% |