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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,708 | $174,379-75.5% | $152,093-71.9% | $138,895-69.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.03% | 74.86%-54.8pp | 66.36%-46.3pp | 145.39%-125.4pp |
| Employer contribution / active EE | $10,117 | $4,652+117.5% | $4,175+142.3% | $4,194+141.2% |
| Participant deferral / active EE | $4,809 | $6,159-21.9% | $5,451-11.8% | $6,396-24.8% |
| Admin fee / account holder | $824 | $16,880-95.1% | $14,497-94.3% | $12,562-93.4% |