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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,279 | $108,942-45.6% | $100,415-41.0% | $145,897-59.4% |
| Participation rate | 57.1% | 83.0%-25.8pp | 81.5%-24.4pp | 80.3%-23.2pp |
| Annual return | 22.03% | 58.27%-36.2pp | 49.47%-27.4pp | 552.29%-530.3pp |
| Employer contribution / active EE | $3,217 | $4,422-27.2% | $3,943-18.4% | $4,663-31.0% |
| Participant deferral / active EE | $5,184 | $8,461-38.7% | $8,091-35.9% | $6,689-22.5% |
| Admin fee / account holder | $0 | $9,702-100.0% | $7,906-100.0% | $13,390-100.0% |