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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,460 | $139,948-74.7% | $121,663-70.9% | $154,746-77.1% |
| Participation rate | 20.0% | 78.0%-58.0pp | 74.5%-54.5pp | 80.7%-60.7pp |
| Annual return | 88.56% | 230.52%-142.0pp | 147.54%-59.0pp | 172.34%-83.8pp |
| Employer contribution / active EE | $760 | $3,521-78.4% | $3,020-74.8% | $4,379-82.6% |
| Participant deferral / active EE | $1,868 | $5,629-66.8% | $4,887-61.8% | $6,730-72.3% |
| Admin fee / account holder | $10,688 | $17,321-38.3% | $14,289-25.2% | $14,365-25.6% |