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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,460 | $142,354-75.1% | $125,529-71.8% | $155,188-77.2% |
| Participation rate | 20.0% | 78.1%-58.1pp | 74.7%-54.7pp | 80.8%-60.8pp |
| Annual return | 88.56% | 306.06%-217.5pp | 202.56%-114.0pp | 148.84%-60.3pp |
| Employer contribution / active EE | $760 | $3,501-78.3% | $3,058-75.1% | $4,248-82.1% |
| Participant deferral / active EE | $1,868 | $5,491-66.0% | $4,813-61.2% | $6,531-71.4% |
| Admin fee / account holder | $10,688 | $19,392-44.9% | $16,298-34.4% | $14,480-26.2% |