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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,923 | $212,386-21.4% | $199,883-16.5% | $138,895+20.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 18.48% | 47.75%-29.3pp | 43.81%-25.3pp | 145.39%-126.9pp |
| Employer contribution / active EE | $17,210 | $6,625+159.8% | $6,261+174.9% | $4,194+310.3% |
| Participant deferral / active EE | $14,639 | $9,617+52.2% | $9,138+60.2% | $6,396+128.9% |
| Admin fee / account holder | $683 | $18,233-96.3% | $17,268-96.0% | $12,562-94.6% |