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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,923 | $227,291-26.6% | $214,702-22.3% | $155,188+7.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 18.48% | 60.08%-41.6pp | 54.55%-36.1pp | 148.84%-130.4pp |
| Employer contribution / active EE | $17,210 | $6,772+154.2% | $6,461+166.4% | $4,248+305.2% |
| Participant deferral / active EE | $14,639 | $9,582+52.8% | $9,147+60.0% | $6,531+124.1% |
| Admin fee / account holder | $683 | $20,413-96.7% | $19,830-96.6% | $14,480-95.3% |