See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $9,385 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,492 | $50,820-95.1% | $155,567-98.4% | $77,671-96.8% |
| Participation rate | 66.2% | 63.1%+3.0pp | 78.2%-12.0pp | 70.6%-4.4pp |
| Annual return | 14.88% | 34.85%-20.0pp | 64.74%-49.9pp | 31.21%-16.3pp |
| Employer contribution / active EE | $0 | $1,993-100.0% | $4,674-100.0% | $2,726-100.0% |
| Participant deferral / active EE | $1,229 | $2,823-56.4% | $5,628-78.2% | $4,648-73.5% |
| Admin fee / account holder | $32 | $436-92.6% | $15,916-99.8% | $430-92.5% |