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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,758 | $174,379-96.7% | $152,093-96.2% | $138,895-95.9% |
| Participation rate | 88.2% | 81.6%+6.6pp | 77.8%+10.5pp | 79.9%+8.3pp |
| Annual return | 18.89% | 74.86%-56.0pp | 66.36%-47.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,747 | $4,652-62.5% | $4,175-58.2% | $4,194-58.4% |
| Participant deferral / active EE | $2,397 | $6,159-61.1% | $5,451-56.0% | $6,396-62.5% |
| Admin fee / account holder | $624 | $16,880-96.3% | $14,497-95.7% | $12,562-95.0% |