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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,758 | $181,062-96.8% | $158,223-96.4% | $155,188-96.3% |
| Participation rate | 88.2% | 82.7%+5.6pp | 79.2%+9.0pp | 80.8%+7.4pp |
| Annual return | 18.89% | 57.39%-38.5pp | 52.09%-33.2pp | 148.84%-129.9pp |
| Employer contribution / active EE | $1,747 | $4,565-61.7% | $4,109-57.5% | $4,248-58.9% |
| Participant deferral / active EE | $2,397 | $6,134-60.9% | $5,467-56.1% | $6,531-63.3% |
| Admin fee / account holder | $624 | $18,825-96.7% | $16,047-96.1% | $14,480-95.7% |