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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,761 | $76,608-53.3% | $56,077-36.2% | $145,877-75.5% |
| Participation rate | 19.0% | 63.2%-44.2pp | 52.5%-33.5pp | 80.3%-61.3pp |
| Annual return | 13.85% | 3009.59%-2995.7pp | 1709.28%-1695.4pp | 551.28%-537.4pp |
| Employer contribution / active EE | $646 | $1,382-53.2% | $1,040-37.9% | $4,663-86.1% |
| Participant deferral / active EE | $1,867 | $2,624-28.8% | $1,954-4.4% | $6,691-72.1% |
| Admin fee / account holder | $1,652 | $3,325-50.3% | $2,825-41.5% | $13,402-87.7% |