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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,911 | $156,398-18.2% | $147,318-13.2% | $138,895-7.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.85% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.5pp |
| Employer contribution / active EE | $4,715 | $4,853-2.8% | $4,593+2.7% | $4,194+12.4% |
| Participant deferral / active EE | $8,872 | $8,237+7.7% | $7,906+12.2% | $6,396+38.7% |
| Admin fee / account holder | $7,930 | $14,976-47.1% | $13,708-42.2% | $12,562-36.9% |