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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,033 | $70,121-98.5% | $63,803-98.4% | $138,895-99.3% |
| Participation rate | 100.0% | 77.2%+22.8pp | 72.7%+27.3pp | 79.9%+20.1pp |
| Annual return | 16.46% | 946.48%-930.0pp | 543.72%-527.3pp | 145.39%-128.9pp |
| Employer contribution / active EE | $698 | $2,882-75.8% | $2,532-72.4% | $4,194-83.4% |
| Participant deferral / active EE | $1,322 | $4,535-70.9% | $3,843-65.6% | $6,396-79.3% |
| Admin fee / account holder | $3,160 | $6,738-53.1% | $5,196-39.2% | $12,562-74.8% |