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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,718 | $108,911-69.0% | $100,392-66.4% | $145,884-76.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 20.66% | 58.23%-37.6pp | 49.45%-28.8pp | 551.85%-531.2pp |
| Employer contribution / active EE | $2,837 | $4,420-35.8% | $3,941-28.0% | $4,662-39.1% |
| Participant deferral / active EE | $22,328 | $8,459+164.0% | $8,090+176.0% | $6,690+233.8% |
| Admin fee / account holder | $6,865 | $9,698-29.2% | $7,904-13.1% | $13,392-48.7% |