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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,662 | $166,242-88.8% | $165,071-88.7% | $145,884-87.2% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 12.93% | 100.44%-87.5pp | 70.17%-57.2pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,410 | $5,283-73.3% | $4,347-67.6% | $4,662-69.8% |
| Participant deferral / active EE | $3,306 | $6,964-52.5% | $6,035-45.2% | $6,690-50.6% |
| Admin fee / account holder | $813 | $16,658-95.1% | $12,695-93.6% | $13,392-93.9% |