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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,410 | $184,014-87.8% | $161,149-86.1% | $138,895-83.9% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 19.20% | 21.52%-2.3pp | 21.16%-2.0pp | 145.39%-126.2pp |
| Employer contribution / active EE | $1,426 | $5,055-71.8% | $4,360-67.3% | $4,194-66.0% |
| Participant deferral / active EE | $3,695 | $6,909-46.5% | $6,153-40.0% | $6,396-42.2% |
| Admin fee / account holder | $628 | $18,027-96.5% | $15,194-95.9% | $12,562-95.0% |