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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,545 | $174,379-83.1% | $152,093-80.6% | $138,895-78.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.60% | 74.86%-54.3pp | 66.36%-45.8pp | 145.39%-124.8pp |
| Employer contribution / active EE | $12,009 | $4,652+158.1% | $4,175+187.7% | $4,194+186.3% |
| Participant deferral / active EE | $6,532 | $6,159+6.1% | $5,451+19.8% | $6,396+2.1% |
| Admin fee / account holder | $615 | $16,880-96.4% | $14,497-95.8% | $12,562-95.1% |