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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,923 | $160,028-85.1% | $147,080-83.7% | $145,884-83.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.30% | 98.60%-86.3pp | 420.17%-407.9pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,472 | $5,286-72.2% | $4,933-70.2% | $4,662-68.4% |
| Participant deferral / active EE | $8,482 | $8,422+0.7% | $8,066+5.1% | $6,690+26.8% |
| Admin fee / account holder | $620 | $15,030-95.9% | $12,989-95.2% | $13,392-95.4% |