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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,155 | $172,111-79.0% | $150,298-75.9% | $137,256-73.7% |
| Participation rate | 77.8% | 81.7%-3.9pp | 77.8%0pp | 80.0%-2.2pp |
| Annual return | 18.47% | 69.37%-50.9pp | 62.79%-44.3pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,392 | $4,636-48.4% | $4,154-42.4% | $4,156-42.4% |
| Participant deferral / active EE | $4,373 | $6,166-29.1% | $5,453-19.8% | $6,407-31.7% |
| Admin fee / account holder | $735 | $16,471-95.5% | $14,116-94.8% | $12,270-94.0% |