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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,992 | $106,524-16.5% | $152,301-41.6% | $87,485+1.7% |
| Participation rate | 85.4% | 75.8%+9.7pp | 82.4%+3.0pp | 68.9%+16.5pp |
| Annual return | 21.40% | 26.89%-5.5pp | 80.50%-59.1pp | 26.06%-4.7pp |
| Employer contribution / active EE | $7,062 | $3,371+109.5% | $4,624+52.7% | $2,596+172.0% |
| Participant deferral / active EE | $14,356 | $6,525+120.0% | $8,004+79.4% | $4,274+235.9% |
| Admin fee / account holder | $1,392 | $8,287-83.2% | $14,398-90.3% | $7,775-82.1% |