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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,712 | $102,385-17.3% | $147,080-42.4% | $80,935+4.7% |
| Participation rate | 80.6% | 75.9%+4.7pp | 82.2%-1.6pp | 67.7%+12.9pp |
| Annual return | 22.82% | 135.09%-112.3pp | 420.17%-397.4pp | 35.66%-12.8pp |
| Employer contribution / active EE | $5,677 | $3,717+52.7% | $4,933+15.1% | $2,757+105.9% |
| Participant deferral / active EE | $11,695 | $6,651+75.8% | $8,066+45.0% | $4,299+172.0% |
| Admin fee / account holder | $7,289 | $7,951-8.3% | $12,989-43.9% | $6,924+5.3% |